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Posted on 18 July 2009 at 04:00:00 by Magi. | Print News Share



Why Check your Credit Report?

If anything in your report is out of date or gives a misleading picture of your willingness or ability to repay a loan, mortgage or credit card, it can affect your chances of getting the best deals. It can even lead to outright rejection by lenders.

For example, you may have separated from a partner who has since run up debts but, because you have still got a joint account, his or her payment behaviour could be affecting you. You won't see their credit data on your report but you will find a note of any financial association.

Or you may have shopped around for the best offer, without realising your enquiries have been registered as multiple applications. These should show as quotation searches. If they are down as applications, lenders could think you are desperate for money, have over-extended yourself or even that a fraud is being planned.

You could even discover applications and credit accounts in your name that you did not ask for. In that case, your identity may have been used fraudulently.

The easy way to check your credit report is to log onto CreditExpert, the credit monitoring and identity protection service from Experian. If you find anything you disagree with or would like to clarify the circumstances surrounding an entry, CreditExpert will help you to put the record straight.

Click here for your FREE Experian credit report





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Generally, you redeem coupons or promos just by clicking on the provided link. 
You redeem the coupon or promo by clicking on the link and then entering the coupon code or promo code in the proper spot on the CreditExpert UK & Why Check online site.

These offers for CreditExpert UK & Why Check are manually processed and time to time CreditExpert UK & Why Check can be out of date, so please report any occurrences in our contact form. Make sure to bookmark news page: 'CreditExpert UK & Why Check' for the latest updates. At the bottom of any page at this site is a Share Button with many bookmarks, email options and sharing sites. Online Stores DB is not responsible for monetary loss or any other type of injury arising from expiration, cancellation, restrictions or changes in terms of any coupons or promotions; errors or inaccuracies in the content of coupons or promotions; or other use of this site.

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